Navi Loan App Loan in 1 Hour | Quick Personal Loan within 1 hour
Hello Friends, Financial difficulty or emergency cash crisis often comes in our daily life. Currently, we must have seen many advertisements about Quick Loan in the market. What exactly is this Quick Loan? Can You Really Get A Quick Loan In Financial Crisis? Today we are going to learn about a loan app.
So friends, nowadays everyone has come to know about loan app. Navi Loan App is one of the similar lending apps in India NAVI Loan App is a leading app through which we can take personal loan or home loan. Let us know the complete information about Navi Loan App.
Facilities available in Navi Loan App:
You can take Quick Personal Loan through Navi Loan App. This personal loan offers up to 20 lakhs at an initial interest rate of 9.9% per annum.
We can also take Home Loan through Navi Loan App. You can get this home loan up to 5 crores at an initial interest rate of 7.39% per annum.
We can also take Health Insurance through this app.
Also through this app we can also invest in Mutual Funds.
We find that there has been a lot of progress in the current finance industry in the country. This is why many current banks or loan apps can provide you with instant loans. You can take a personal loan within 1 hour without documents through Navi Loan App. If you have a good credit score and are eligible, you can get a personal loan up to 20 lakhs for a good interest rate and convenient tenure. Let’s see what is Instant i.e. Quick Personal Loan through Navi Loan App and how it can be taken.
What is Navi Quick Personal Loan?
Quick Personal Loan i.e. instant personal loan means the time between loan application and till you get the loan is very less. Through this loan app you have to upload all your personal information and some specified documents like Aadhaar and PAN for KYC. Quick Personal Loan is popular with people because of its very easy application process. You can apply in a convenient way in less time and without any hassle. After applying your eligibility is checked. If you are eligible, the loan amount is approved instantly. The approved amount is credited to your account within an hour.
Navi Quick Personal Loan Interest Rate, Limit and Repayment Period :
The interest rate on these loans can be as high as 9.9% per annum*.
Through this loan you can borrow up to 20 lakhs.
The repayment period of this loan can be maximum 6 years.
|Interest Rate||9.9% p.a.* onwards|
|Loan Amount||Up to ₹20 Lakh|
|Loan Tenure||Up to 72 months|
|Processing Fee||Depends on the lender|
Features and Benefits of Navi Quick Personal Loan :
- The entire process is paperless.
- Minimum documents are required.
- Instant loan approval and disbursement.
- You get attractive interest rates.
- We can decide the repayment period as per convenience.
- You can use the loan amount for any purpose.
Navi Quick Personal Loan Eligibility:
- Applicant should be citizen and resident of India.
- Applicant must have completed 18 years of age.
- Applicant should be employed or self-employed.
- Minimum monthly income should be Rs.10,000/-.
- Credit score should be 650 and above.
Documents required for loan:
- Job Self Employed
- Proof of Identity PAN, Aadhaar, Driving License, Voter ID Card, etc. PAN, Aadhaar, Driving License, Voter ID etc.
- Address Proof Aadhaar, Driving License, Ration Card, etc. Aadhaar, Driving License, Ration Card, Registered Office/Business Address Proof etc.
- Proof of Income Last 3 Months Salary Slip Last 6 Months Bank Account Statement
- However, if you apply for a loan through Navi Loan App, you only need to show your PAN and Aadhaar to complete your KYC. If your personal details are correct, the eligible amount can be disbursed directly to your account within minutes.
How to apply for a loan through Navi Loan App?
When you apply for an instant loan in 1 hour you need to submit the below mentioned documents :
- Download the Navi app from Google Play Store and App Store and register on the app by providing your mobile number and entering the OTP sent to the number.
- Once you are a registered user, you can click on the ‘Apply’ tab.
- Enter your full name, age, marital status and pin code.
- Give details of your business and the monthly income you earn.
- Enter your PAN card number.
- The application process will be completed.
- Navi will approve the loan amount in principle.
- To get a loan, select the loan amount and tenure.
- Click your selfie, enter your Aadhaar card number and your parent’s full name.
- Enter your bank name and its IFSC code.
- Set up an auto debit order to automatically pay EMIs from your bank account.
- Navi will verify your details and approve the loan immediately.
- Things to keep in mind before taking a loan:
Check your credit score
Always check your credit score before applying to avoid loan rejection.
If you have a low credit score, follow the best personal finance practices to improve your credit score.
Borrow the amount you need
For a loan amount that is more than you need, you can